Winning a major customer should be one of the best moments for a growing business. But growth often requires investment before it produces cash.

A new contract may require additional inventory, increased production, more transportation, new equipment, or additional operating capacity. Those expenses can occur today while the customer may not pay for another 30, 60, or 90 days.

That means a successful business can experience cash-flow pressure precisely because it is growing. The question isn't simply whether financing is available. The better question is whether the company's capital strategy gives management enough flexibility to execute the opportunity in front of it.